Project Management Professional Consultant - Kuwait

Project Management Professional Consultant

Job description:

Job Description::

The Consultant is expected to prepare and evaluate National Project Plans. This also includes full practical knowledge of PMBOK from PMI. Full practical experience and knowledge of Project sub-plans (e.g. Quality Management Plans, Risk Management Plans ...etc.)The consultant is also expected to review Plans and related documents and
provide a technical opinion via reports when needed.

Tasks & Responsibilities::

?????????Participate in studies and reviews of National Strategic projects.
?????????Prepare operational Plans documents for projects.
?????????Prepare, review and write the TORs and technical specifications (RfP, RfB, RfI ?etc.) to implement projects.
?????????Prepare, review and write technical reports related to Projects.
?????????Review and enhance technical requirements.
?????????Prepare evaluation criteria for projects tenders.
?????????Review and provide technical opinions in relation to contracts and yearly budgets for projects
?????????Review and prepare a payment plan for Projects on the verge of implementation.
?????????Provide department staff training and knowledge transfer.
?????????Prepare and conduct professional presentations to the Department and higher management.
?????????Prepare quarterly and yearly Departmental Projects status reports.

Skills:

Academic Requirements::

?????????Bachelor's degree in Computer Science ,or Computer Engineering, with Master's degree in Project Management ( preferable).

5- Technical skills, Capabilities and Experience:

?????????Minimum experience 15 years of planning and implementation of IT projects and Minimum 8 years in e-Government related projects.
?????????Implemented PMI's PMBOK in all projects within the last 8 years' experience period.
?????????Has full knowledge of the Project Life Cycle.
?????????Has full knowledge of PMI PMBOK Guide Fourth Edition.
?????????Has practical knowledge and experience in using PMBOK's Project
?????????Management Framework and the ability to tailor it according to the project type.
?????????Has practical knowledge and experience in using all PMP tools and techniques used in all Project Process Groups.
?????????Has practical knowledge and experience in writing all Project documents for all PMBOK's Project Management Process groups (Initiation, Planning, Execution, Monitor & Control, and Closing).
?????????Has practical knowledge and experience in using a project planning tool preferably Microsoft Project and the ability to prepare all status reports (daily/weekly/monthly) for projects.
?????????Prepare and write technical opinion reports related to all project documentation.
?????????Review, gather and write reports regarding technical requirements for the implementation and the operation of Projects.
?????????Able to write Lessons Learned reports for Projects.
?????????Review and align contractual and procurement documents according to Payment Plans and Project milestones.
?????????Review ORGANAISATION Staff training plans and write technical recommendations.
?????????Gather and write Budget requirements for projects.

Required Certification and Training::

?????????Certification PMP: Project Management Professional certificate from PMI that is not expired and has the candidate's PMP Number clearly stated in the certificate. Other certificates are not acceptable and failure in meeting this condition will give ORGANAISATION the right to reject the candidate.
?????????Certificate for use of planning tools preferably Microsoft Project.

Personal & Administrative Skills::

?????????Proactive attitude.
?????????Has the Ability to lead and direct Project Teams with team management skills.
?????????Excellent team building skills.
?????????Excellent Communication Management skills using all tools available at ORGANAISATION.
?????????Excellent Time Management skills.
?????????Excellent Problem and Risk Management skills.
?????????Excellent Conflict Management skills.
?????????Excellent Budgeting skills.
?????????Excellent English writing and speaking skills.
?????????Arabic proficiency is an asset.
?????????Excellent Decision making skills.
?????????Capable to participate in high level meetings and discussions.
?????????Able to prepare and conduct professional presentations.
?????????Excellent Public Speaking Skills.
?????????Excellent negotiation and influencing skills.
?????????Has high tolerance of stress.

Special Conditions to fulfill by the candidate for this job::

?????????Provide three references within the last 8 years in e-Government related projects only with full contact information as shown in the points below. Failure in providing any of the information and meeting this condition will give ORGANAISATION the right to reject the candidate: - Signed Reference letter from place of employment.
- Employer's full name.
- Current telephone, mobile and fax numbers.
- Email address.

Job Category:	IT?[?View All IT Jobs?]
Language requirements:
Employment type:	Full Time
Salary:	Unspecified
Degree:	Unspecified
Experience (year):	15
Job Location:	Kuwait
Address:	P.O. Box 66849 Dubai , UAE
Company Type	Employer
Post Date:	30/05/2012 / Viewed 86 times

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Genetic discovery unlocks biosynthesis of medicinal compound in poppy

ScienceDaily (May 31, 2012) ? Scientists at the University of York and GlaxoSmithKline (GSK) Australia have discovered a complex gene cluster responsible for the synthesis of the medicinal compound noscapine.

The discovery, published in the latest issue of?Science, reveals that the pathway for synthesis of noscapine is controlled by a complex cluster of ten genes encoding five different enzyme classes. This is the most complex gene cluster ever?found in plants. The discovery has revealed the previously unknown biochemical pathway for noscapine synthesis. It will also greatly accelerate the breeding of high-noscapine poppy varieties.

The breakthrough came when the scientists discovered that poppy varieties that produce noscapine express a number of genes that are absent in varieties that are noscapine free. They then analysed the inheritance pattern of these genes in hundreds of offspring from crosses between noscapine and no-noscapine varieties. When they saw that all of these genes are inherited together, they realised they could be looking at an incredibly complex gene cluster. The identity and arrangement of genes in the cluster was determined by cloning and DNA sequencing.

Professor Ian Graham, Director of the Centre for Novel Agricultural Products at the University of York, said: ?We were amazed to find that this gene cluster encodes for almost the entire biosynthetic pathway for noscapine. With this one discovery we have been able to produce an outline of the pathway and define a number of the steps involved - something that normally takes years.?

Noscapine has been used as a suppressant in cough mixtures for decades. More recently, it has been reported to have anti-cancer activity and is currently in early stage clinical trials. Noscapine was one of the first natural products to be chemically characterised almost 200 years ago. Until now, however, the pathway for production and the genes involved in its synthesis have not been identified.

Tim Bowser, Head of R&D for GSK Australia?s Opiates Division, said: ?The fact that the genes are grouped in a cluster means that plant breeding becomes faster and easier. GSK are using this discovery to develop high yielding commercial noscapine poppies in order to establish a reliable route of supply.?

Commercial poppy farming traditionally involved lancing the seed capsule to release the latex from which medicinal alkaloids, including noscapine, could be extracted. Since the 1960s commercial industrial techniques have largely switched to large scale poppy harvesting and extraction focussed on other medicinal poppy alkaloids like morphine and thebaine used to manufacture pain medicines. This trend has developed at the expense of noscapine which until now was only available from traditional techniques.?

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Story Source:

The above story is reprinted from materials provided by University of York, via AlphaGalileo.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. Thilo Winzer, Valeria Gazda, Zhesi He, Filip Kaminski, Marcelo Kern, Tony R. Larson, Yi Li, Fergus Meade, Roxana Teodor, Fabi?n E. Vaistij, Carol Walker, Tim A. Bowser, and Ian A. Graham. A Papaver somniferum 10-Gene Cluster for Synthesis of the Anticancer Alkaloid Noscapine. Science, 31 May 2012 DOI: 10.1126/science.1220757

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

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MiniDates Schedules Real-Life (Legitimately) Blind Dates For You

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Question by vort3xyz: Can I use a Credit Counseling Service after debts are charged off?
I havent paid my bills in like a year. My credit report says they?re charged off as a bad debt, and there are 3rd parties trying to collect on the debts. I have come into steady income and I would like to repay the debts. The 3rd party collectors want lump sum settlements and don?t want payments. Can I use a consumer credit counceling service to setup a payment plan to pay these debts off? Or is it too late for that? I was considering a chapter 13 to get everything straightened up and on plan, but my coworkers think that?s a bad idea since I will not be saving any money from the chapter 13 as far as my financial numbers work out. (disposable income vs total debt after 5 years of payments).

I think one of my creditors (discover) may be preparing to sue me. They issued a complaint to a local courthouse, but the sherrif hasn?t been able to track me down to serve the papers yet.

Best answer:

Answer by Bill C
It?s best *not* to use a debt reduction or credit counseling service. Most are out-and-out frauds and the ones that aren?t frauds can?t do much, as most credit card companies will not negotiate with such companies ? they will only negotiate with attorneys.

It would be best to hire an attorney who handles consumer litigation work and has experience handling consumer debt matters. You can usually get a attorney referral from your local county bar association.

Add your own answer in the comments!

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Government rests case in Clemens perjury trial

Former Major League Baseball pitcher Roger Clemens, center, arrives at federal court in Washington, Tuesday, May 29, 2012, fore his perjury trial. (AP Photo/Evan Vucci)

Former Major League Baseball pitcher Roger Clemens, center, arrives at federal court in Washington, Tuesday, May 29, 2012, fore his perjury trial. (AP Photo/Evan Vucci)

Former Major League Baseball pitcher Roger Clemens arrives at federal court in Washington, Tuesday, May 29, 2012, for his perjury trial. (AP Photo/Evan Vucci)

In this May 24, 2012, photo, Former Major League Baseball pitcher Roger Clemens arrives at federal court in Washington. The government is expected to finish its perjury case against former major league pitcher Roger Clemens on Tuesday, May 29, and the defense should begin its case. (AP Photo/Charles Dharapak)

Former Major League Baseball pitcher Roger Clemens arrives at federal court in Washington, Tuesday, May 29, 2012, for his perjury trial. (AP Photo/Evan Vucci)

WASHINGTON (AP) ? It took 24 witnesses over 19 days of testimony for prosecutors to make their case against Roger Clemens, with three jurors and two minor pieces of the indictment dismissed by the time they were done. With the overlong-running trial now in its seventh week and Clemens' lawyers starting to take their turn, the case remains centered on the credibility of one person ? Brian McNamee.

The government rested Tuesday in the perjury trial of the seven-time Cy Young Award winner, wrapping up with a witness from Wall Street and two from the FBI. Two invoked the name of McNamee, the longtime Clemens strength coach who says he injected the ex-pitcher with steroids in 1998, 2000 and 2001 and with human growth hormone in 2000.

The defense is expected to take about two weeks to call its witnesses. The trial has already exceeded the original estimate of four to six weeks stated by the judge at the start of jury selection.

Clemens is charged with two counts of perjury, three counts of making false statements and one count of obstruction of Congress. All relate to his testimony at a hearing in February 2008 and his deposition that preceded it.

The heart of the case is the allegation that Clemens lied when he said he had never used steroids or HGH, but the obstruction count included 15 statements, or "acts," in which Clemens is alleged to have misled Congress on a variety of issues. U.S. District Judge Reggie Walton dismissed two of those acts Tuesday.

The first dismissed act dealt with Clemens' claim that he had "no idea" that former Sen. George Mitchell wanted to talk with him in preparation for the 2007 Mitchell Report on drugs in baseball. The government couldn't prove otherwise because some of its evidence was ruled inadmissible due to rules over attorney-client privilege.

The second dismissed act deals with Clemens' statement in his 2008 deposition that: "I couldn't tell you the first thing about (HGH)." The judge said that statement could be misinterpreted because it was asked in the context of whether Clemens had ever done any research into HGH.

Thirteen alleged misleading statements remain in the charges. The government only needs to prove one to gain a conviction for obstruction of Congress.

There's something the trial definitely can't afford to keep losing: jurors. Two have been dismissed for sleeping during the proceedings, and a third was lost Tuesday following the death of her mother. There's only one alternate left.

"So I'd ask everybody to stay healthy and available," Walton told the remaining 13. Many of them smiled or laughed.

One of the government's final witnesses was Anthony Corso, one of McNamee's so-called "Wall Street clients" who worked out with the strength coach in Manhattan. Corso related a pair of conversations meant to show that McNamee didn't start making up allegations and fabricating evidence against Clemens to placate federal investigators in 2007.

"Mr. McNamee had mentioned that Mr. Clemens was one of the athletes that was getting positive results from" HGH, said Corso, recalling a conversation from around 2002.

A key piece of evidence in the trial is medical waste from an alleged 2001 steroids injection of Clemens that McNamee said he saved in a beer can and FedEx box.

Corso, a large, blunt-spoken New Yorker who works as a managing partner in a consulting firm, recalled asking McNamee around 2005 about a newspaper story concerning performance-enhancing drugs.

"'I'm not going to get thrown under the bus because I've taken care of it,'" Corso remembered McNamee saying. "He said he had saved some syringes and thrown them in a beer can, and thrown them in a FedEx box."

Corso didn't directly link Clemens to that statement, a fact reinforced by a question from a juror. That forced the government to start reading Corso's grand jury testimony from two years ago, when Corso quoted McNamee as saying, "I saved two syringes that I used on Roger." Corso said he now can't recall whether McNamee used Clemens' name in connection with the syringes or not.

FBI expert Eric Pokorak then testified that the mouth of the beer can didn't contain Clemens' DNA and might have contained McNamee's, evidence that could help or hurt both sides. The beer can allegedly came from Clemens' apartment, but the government can now argue that if Clemens didn't drink the beer, then his DNA couldn't have contaminated the evidence McNamee kept inside it.

FBI toxicologist Cynthia Morris-Kukoski completed the government's case by testifying about the various types of vitamin B12. Clemens has said that he received B12 injections from McNamee ? instead of steroids or HGH.

The defense called two witnesses late in the afternoon. Former major leaguer and longtime Clemens friend Mike Capel testified about Clemens' strong work ethic. One of Clemens' former high school teammates, Todd Howey, did the same.

"I've yet to see anybody work like Roger Clemens," Howey said.

The trial has also meant a lot of hard work for Walton, who didn't take it well when Clemens lawyer Rusty Hardin mentioned that the judge was getting paid the "big bucks."

"I don't get paid big bucks," Walton said. "We haven't gotten a pay raise in 20 years. ... It's a good thing I'm married to a doctor or else I couldn't afford to do this."

___

Associated Press writer Frederic J. Frommer contributed to this report.

___

Follow Joseph White at http://twitter.com/JGWhiteAP

Follow Fred Frommer at http://twitter.com/ffrommer

Associated Press

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Ex-Formula One champ urges Webber to join Ferrari

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Boston Celtics next: Heat in 5 | Heat Zone blog: Miami Heat & NBA news | The Pa

by Ethan J. Skolnick

This Boston group is making its last stand.

Now, though, the Heat stands in the way of the NBA Finals, and it?s hard to envision the Celtics having enough left to run Miami over.

Forget the 3-1 record for the Celtics against the Heat in the regular season. The Celtics caught the Heat twice at times Miami wasn?t playing well, and the fourth game was a throwaway, with Sasha Pavlovic starring against the Heat helpers, with neither side really running any plays.

Miami won?t have Chris Bosh, for at least the first few games, but Boston is beat up. Before the season, Doc Rivers had a deep supporting cast including Jeff Green, Avery Bradley, Jermaine O?Neal and Chris Wilcox. Now, all are out, with Bradley?s absence particularly critical, since his defensive quickness would have been useful against Dwyane Wade ? especially in light of Ray Allen?s limitations. Rivers has become one of the league?s exceptional coaches, but his roster is simply too thin.

The Heat has more trouble guarding Rajon Rondo than just about any player in the league, choosing to back off him and dare him to shoot jumpers ? something Rondo did surprisingly well down the stretch against Philadelphia. Rondo has rendered the Heat?s strategy silly, repeatedly given too much time to make decisions.

Still, I can?t see Boston taking advantage of Miami?s interior issues, and I can?t see Allen staying with Wade or Paul Pierce giving that much trouble, at this stage of his career and the season, to LeBron James. Miami now knows it can beat this team in the playoffs, after doing so in the second round last postseason.

?Let?s do it,? Kevin Garnett said of the Eastern Conference Finals starting.

The Heat will finish it in five.

Tags: Avery Bradley, Boston Celtics, Doc Rivers, Dwyane Wade, Kevin Garnett, LeBron James, Miami Heat, Rajon Rondo

This entry was posted on Saturday, May 26th, 2012 at 10:54 pm and is filed under 2010-11 season. You can follow any responses to this entry through the RSS 2.0 feed. You can skip to the end and leave a response. Pinging is currently not allowed.

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An Important Legal Shield Review From Someone Who Didn't Join

Over the previous few of months, there's been a great amount of buzz over Legal Shield. If you are thinking about joining, I desire to advocate that your needs take a time in order to read this particular full review at first. Doing so will help we make a educated decision regarding the actual organization, the actual product and then the actual business opportunity. Before we proceed, I want to disclose that I'm certainly not a Legal Shield distributor so you can bet that you are going that would acquire a third party impartial review.

Whom Typically is Legal Shield And in addition Just what Do They Market? First details initially, when you are seeking to join the entire firm, it's important to be able to know a couple background critical info. Legal shield (formerly known as Prepaid Legal Services) typically is a network marketing business which markets affordable specialist legal services as well as identity theft coverage. The company typically is based within Oklahoma and even has become around for virtually 40 many years. Currently, the entire company has over 1.4 million customers throughout the You then Canada. The actual company publicly changed from Prepaid Lawful Services to be able to Legalshield on September 10th, 2011. Earlier within the season, Prepaid Legal Services was actually acquired by MidOcean Partners, which is a private equity fast based in New York. The particular changing associated with the identity is actually said in order to function as the initially change that will be followed by other modifications to re-brand the company. A different following extensive change being the assigning of an fresh CEO, Rip Mason.

Exactly how Do Buyers Create Cash With Legal Shield? As far because the particular actual compensation plan goes, the actual firm delivers suppliers to make cash 3 major approaches. The entire first way is via personal commissions, whereby we can make cash physically selling memberships that would consumers. The entire second method buyers can make money is via overrides attained on memberships sold via a team members. Plus finally, anyone can build extended expression residual income by building a customer base of loyal having to pay new customers. Within addition, there are different rewards for top producing leaders which include paid business trips and additionally a car program. Total, the particular compensation plan typically is fair as well as can certainly be quite lucrative.

Is actually Legalshield A First-rate Business Opportunity? Within summary, the actual business typically is a strong company with a wonderful business opportunity. The particular organization itself has become about for an extended time that is testimony in order to it's stability. Inside addition, they marketplace a specific and in addition useful service which individuals need. Unluckily, those elements usually come with minimal that would do alongside a achievements. At the actual end associated with the day, a success can depend on your own power to sponsor adults into the business and in addition sell memberships. I suggest which your needs employ Attraction Marketing in order to brand yourself online and even generate leads. In case you will successfully combine online Attraction Marketing with efficient offline marketing techniques, you can easily well be on your option to building a successful business. Accomplishment with your own business demands a functioning knowledge of personal branding and additionally lead age bracket. Learn to build your Legal Shield downline by being a Alpha Networker both offline and online.

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The Variable Consequences of Debunking Family Myths ? The ...

I received this ferrotype when my maternal grandmother died. She always said it was of her grandparents, who had passed away before she was born. The stories she heard about them from relatives were thus linked in her mind with these images.

However, as my older brother began investigating our genealogy, the family story about this picture didn?t add up. The ferrotype technology was out of fashion in the era it was supposedly taken and the military uniform is of a Pennsylvania regiment in which my great-great-grandfather did not serve. Further spadework proved that the image is in fact a generation further back in our family tree than our grandmother knew. When she visualized her grandparents she was in fact relying on a picture of her great-grandparents.

I doubt it would have bothered her much to learn the truth. She?d have felt silly for a few minutes but then let it go. After all, she didn?t know them personally so it just isn?t that big of a deal.

The debunking of family myths is not always so benign. I had a colleague whose faith in his own family and in people in general was shattered when he learned that the woman he thought was his mother was in fact his maternal grandmother, the woman he grew up thinking was his older sister was in fact his mother and his ?uncle? on the other side was in fact his grandfather. The family had created a network of lies to cover up two scandals (an out of wedlock teen pregnancy and a military desertion). They fooled everyone for decades. Once my colleague found out the truth from his dying mother, he could never forget nor forgive the deceptions. He himself died, in his 80s, still bitter about the myths of his childhood.

In a less serious but still painful case, two women on Antiques Roadshow brought in for appraisal a violin that had been in their family for many years. The family story was that it was a Stradivarius, which the master craftsman had produced in honour of his beautiful new wife Faciebat Ano (Her name was even on the violin!). When the appraiser revealed that Faciebat Ano means ?Made in the Year? and the instrument was a cheap reproduction, their disappointment in the destruction of their family myth must have been accentuated by the humiliation of looking ignorant on national television.

My favorite family myth story concerned two women from Manchester. One of them in late life began digging into her family?s history and found that she had a distant cousin who was probably still living. She tried to track the cousin?s whereabouts and found that she resided only a few miles away! She introduced herself and the cousin was delighted. They found they had similar tastes and similar ideas and why shouldn?t they? They were family after all. Even their husbands got on well, to the point that the four of them dined and played bridge together regularly.

But then the woman who had originally discovered the connection realized that she had misunderstood a baptism certificate of an ancestor. When she corrected the resulting cascade of misinterpretations within her family tree, she realised that her ?distant cousin? wasn?t related to her at all. The friendship, despite being based on a fairy tale, endured. This makes me wonder: If everyone were deluded into believing that some proportion of total strangers were in fact long lost relatives, would we all be blessed with a larger circle of friends?

Posted: Sunday, May 27th, 2012 at 11:32 pm
9 Comments ?

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Mass Effect: Infiltrator Finally Making its Way to Android

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Key Gene Found Responsible For Accelerated Aging and Cancer

First time accepted submitter gbrennan123 writes "Researchers at NYU School of Medicine have identified a single gene that simultaneously controls inflammation, accelerated aging and cancer. From the article: '"This was certainly an unexpected finding," said principal investigator Robert J. Schneider, PhD, the Albert Sabin Professor of Molecular Pathogenesis, associate director for translational research and co-director of the Breast Cancer Program at NYU Langone Medical Center. "It is rather uncommon for one gene to have two very different and very significant functions that tie together control of aging and inflammation. The two, if not regulated properly, can eventually lead to cancer development. It's an exciting scientific find."'"

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Home Businesses and You

There are plenty of things to think about when you are setting up a business from home and selling merchandise. Storage is one of the most important considerations. Moving pods are perfect for storage that can be kept on your property. This helps to de-clutter your home, as well.

Starting a Home Business

It may seem intimidating when it comes to opening up a home business, but it can be much easier when you have the best people in your corner and a few tips. The best way to do this could have a wonderful mentor that can tell you and show you all of the important things that you need to know about building a business.

A mentor with a great track record will be an added bonus to your start up. They can tell you want to look out for and what to avoid. This needs to be someone that you can rely on. This will help you grow into the best business owner that you can possibly be. Just remember that putting the work in is the most important part. Starting a new business takes up a lot of time, so work ethic and devotion is truly conducive to your success. Consider going into business with a partner, it is always good to have someone that is on your side throughout the course of the business' life. They need to be reliable and just as devoted as you are, you don't want to end up doing most of the work and having them reap the benefits from your blood, sweat, and tears.

When it comes to the products you intend on selling, please have faith in your product. That is the most important part. You need to know these products inside and out. You need to know what your products are made from, why they are beneficial to your intended target group, and you are going to need to simply know everything about them. That is the bottom line. This is so you can tell your potential customers or clients why they need these products in their lives. Being a fantastic salesperson comes with the knowledge of the product and being prepared to answer any and all questions that are thrown your way.

You are going to need to build a brand name and website so that you can attract customers from all over the country or even the world, dependent upon the services you intend on providing. Buy your domain name and start the building. You could either hire professionals to build your website or if you have the talents, you could build your own. It is important to keep the layout as clean and easily navigational as possible, so that people A) want to buy from you and B) want to keep coming back. No one likes a cluttered website and messy layouts just look unprofessional.

We are assuming that you have a business plan laid out already. It is important that you follow through on every single goal that you make within this business plan. This ensures your success as long as you have a thorough business plan. Thinking about all of these aspects of starting a home business entails intricacies on most levels. You are the boss and the owner, you are going to have to think about absolutely everything on your own until you have become successful enough to hire other people.

Just remember that you can have some moving pods for storage and pay attention to your business plan and things should be okay.

I'm a home moving professional with a passion for writing about portable storage. To learn more about moving services, please visit my website.

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Cities with the most homes in foreclosure

Isaac Brekken / AP file

Home prices in Las Vegas, the poster child of the housing crisis, plunged by 61.8 percent from their peak in early 2006 through 2011.

By Michael B. Sauter, 24/7 Wall St.

?According to data released last week, the worst effects of the housing crisis are beginning to wind down. RealtyTrac?s latest report shows the number of foreclosures in the U.S. in April is down 13 percent to 188,780 from 219,258 a year ago. However, some of the largest cities in the U.S. continue to lag behind the rest of the country and still have long to go before the housing crash has fully run its course.

24/7 Wall St.: Cities where home prices are collapsing

RealtyTrac published the number of new home foreclosures in April in the 50 largest metropolitan statistical areas in the U.S. Of those 50 areas,?10 had more than double the national foreclosure rate, which is one out of every 698 new homes. In California?s Inland Empire metropolitan area, the rate was more than triple that. Using RealtyTrac?s foreclosure rates and home price data from Fiserv Case-Shiller, 24/7 Wall St. reviewed the?10 metropolitan areas with the highest foreclosure rates.

The continuing high rates of foreclosures in some areas is a disturbing trend, said RealtyTrac?s vice president, Daren Blomquist. Although the national foreclosure rate appears to have peaked, the massive number of remaining properties yet to be foreclosed may continue to hurt the U.S. market in the long term, he added. The large number of new foreclosures ?means that distressed property sales will continue to represent a large portion of overall sales for at least the remainder of this year, which in turn will keep a lid on any robust home price recovery,? Blomquist said.

After reviewing the markets with the highest foreclosure rates, it is clear that regions with the most foreclosures to date are the ones worst affected by the housing crisis. Seven of the?10 metro areas on this list had among the top?10 largest declines in home value from their pre-recession peaks. In six of the?10 regions, houses lost more than half their value in less than six years. In Las Vegas, home prices plummeted 61.8 percent between the beginning of 2006 and the end of last year.

While all?10 metropolitan areas on this list have a high foreclosure rate compared to the national average, in some cities foreclosures have begun to decline, while in others they continue to increase. For example,?of these regions with the highest foreclosure rates, the number of new foreclosures fell by 44 percent in Phoenix and by 66 percent in Las Vegas in one year. Meanwhile, foreclosures rose 38 percent in Miami and 59 percent in Tampa.

24/7 Wall St.: America's most (and least) peaceful states

24/7 Wall St. spoke with Trulia?s chief economist Jed Kolko. According to Kolko, while the overall decline in home prices is the major underlying force behind these areas? high foreclosure rates, it is the legal systems of the regions? respective states that?are affecting whether foreclosures are still rising or declining. Florida has a long foreclosure process, which involves the courts on many occasions, while Nevada?s process is much shorter and non-judicial. Florida is therefore far behind in liquidating its foreclosure inventory, while Nevada is far along the process.

24/7 Wall St. examined RealtyTrac?s latest foreclosure figures of new homes for April 2012, as well as the changes in the number of new foreclosures from a month prior and a year prior. In addition, we reviewed historical, current and projected home price changes, provided by Fiserv-Case Shiller.

These are the?10 cities with the most homes in foreclosure:

10. Orlando-Kissimmee, Fla.

• ?Foreclosure rate:?One in 347 homes
• ?Number of homes: 942,312 (24th most)
• ?Foreclosures (April 2012): 2,717 (16th most)
• ?Home price decline from peak: 54.2 percent (sixth largest decline)

Median home prices in the Orlando area fell by 54.2 percent from their peak in the second quarter of 2006 through the end of 2011. Of the 50 most populous metro regions in the U.S., the Orlando-Kissimmee area has the 10th-highest foreclosure rate in April of one in every 347 homes. Orlando had 2,717 new homes in foreclosure this past April, up 12.9 percent from the 2,406 in April 2011. The forecast for the future is similarly bleak. Fiserv projects Orlando homes?will continue to lose value between the fourth quarter of this year and the fourth quarter of 2013, predicting a 1 percent decline in prices over that time period.

9. Chicago-Naperville-Joliet, Ill.-Ind.-Wis.

• ?Foreclosure rate:?One in 321 homes
• ?Number of homes: 3,797,247 (third most)
• ?Foreclosures: (April 2012): 11,840 (the most)
• ?Home price decline from peak: 36.8 percent (12th largest decline)

From their peak in early 2007, home prices in Chicago fell 36.8 percent through the end of 2011. In April, the Chicago-Naperville-Joliet metro area had the largest number of new homes in foreclosure among the 50 largest MSAs, at 11,840. This represented an increase of 25.5 percent from April 2011 when 9,433 homes entered foreclosure. However, the number of foreclosures represents a 7.63 percent decline from March, when the Chicago area also led all metropolitan areas with 12,818 foreclosures. Another positive sign for Chicagoans: Home prices are projected to rise 6.3 percent annually through 2016, according to Fiserv.

24/7 Wall St.: America's fastest growing housing markets

8. Tampa-St. Petersburg-Clearwater, Fla.

• ?Foreclosure rate:?One in 315 homes
• ?Number of homes: 1,353,158 (17th most)
• ?Foreclosures: (April 2012): 4,295 (eighth most)
• ?Home price decline from peak: 48 percent (eighth largest decline)

Residents of the Tampa, Fla., metro area watched the median home price in the region fall to $137,000 in the fourth quarter of 2011 ? a 48 percent drop from its peak. The region recorded 4,295 foreclosures in April 2012. To make matters worse, that number is up from the April 2011 figure. Last April, only 2,701 new area homes were in foreclosure, meaning that foreclosures increased by 59 percent the past year. One in every 315 homes in this MSA had a foreclosure start this past April.

7. Phoenix-Mesa-Scottsdale, Ariz.

• ?Foreclosure rate:?One in 313 homes
• ?Number of homes: 1,798,501 (12th most)
• ?Foreclosures: (April 2012): 5,755 (sixth most)
• ?Home price decline from peak: 56 percent (third largest decline)

Home prices in the Phoenix region ? the country?s twelfth-largest metropolitan area by housing units ? declined by 56 percent from their 2006 peaks through the end of 2011. Although this accounted for the third-largest decline in home prices among all metropolitan areas, the Phoenix region posted a 22.64 percent decline in foreclosures from March, as the number of new foreclosed homes fell from 7,439 to 5,755. Likewise, in the last year, the number of foreclosure starts in the area fell by 44.44 percent, from 10,358 in April 2011 to 5,755 this past April.

6. Salt Lake City, Utah

• ?Foreclosure rate:?One in 309 homes
• ?Number of homes:?410,031 (first least)
• ?Foreclosures (April, 2012): 1,326 (23rd least)
• ?Home price decline from peak: 19.3 percent (25th largest decline)

Home prices in the Salt Lake City area declined by roughly 20 percent from their peak in 2007 to the fourth quarter in 2011, which is a modest decline compared to other regions on this list. Nevertheless, foreclosure rates were higher than all but five of the largest metros in the country. Compared to the 1,406 foreclosures in April 2011, April 2012?s foreclosures declined by 5.7 percent. This metro area is one of the few on the list that analysts are bullish about; home prices are projected to increase by 9.5 percent from this year?s fourth quarter to the fourth quarter in 2013.

5. Atlanta-Sandy Springs-Marietta, Ga.

• ?Foreclosure rate:?One in 298 homes
• ?Number of homes: 2,165,495 (ninth most)
• ?Foreclosures: (April 2012): 7,271 (fourth most)
• ?Home price decline from peak: 35 percent (14th largest decline)

As of the fourth quarter of 2011, home values in Atlanta fell by 35 percent from their peak. The Atlanta area has the ninth?highest number of?housing units of any region on the list, at 2,165,495, and the median price of these homes was just $110,000 in the fourth quarter of 2011. To make matters worse, the area?s April 2012 foreclosure figure was a staggering 7,271 homes ? the fourth most among the nation?s largest cities. Things may be on the upswing though?as the number of homes in foreclosure fell by 11 percent from the prior month.

4. Sacramento-Arden-Arcade-Roseville, Calif.

• ?Foreclosure rate:?One in 277 homes
• ?Number of homes: 871,793 (23rd fewest)
• ?Foreclosures: (April 2012): 3,147 (12th most)
• ?Home price decline from peak: 54.7 percent (fifth largest decline)

The first California?metro area?on this list, the Sacramento-Arden-Arcade Roseville area, had one in 277 homes in foreclosure in April. With home prices down 54.7 percent from their high at the end of 2005, the Sacramento area registered the fifth-largest decline in home prices. The area had the 12th-most foreclosures in the U.S. However, foreclosures are down by 39.01 percent from last year, when April 2011 had 5,160 homes in foreclosure. Additionally, the number of foreclosures also decreased by 26.7 percent from the previous month, from 4,294 to 3,147. Fiserv expects home prices in the area to rise 6.3 percent annually through the fourth quarter of ?2016.

3. Miami-Ft. Lauderdale-Pompano Beach, Fla.

• ?Foreclosure rate:?One in 273 homes
• ?Number of homes: 2,464,417 (fifth most)
• ?Foreclosures: (April 2012): 9,031 (3rd most)
• ?Home price decline from peak: 54.2 percent (seventh largest decline)

The Miami metro region topped all ?Florida regions in the number of new foreclosures. It also ranks third in new foreclosure rates among the 50 largest metros with 9,031 foreclosures in April, 2012 ? a rate of one in 273. While foreclosures in the area decreased between March 2012, and April 2012, to the tune of 9.2 percent, the future appears gloomy. Prices in this region are forecast to fall another 3.8 percent between the fourth quarters of 2012 and 2013.

2. Las Vegas-Paradise, Nev.

• ?Foreclosure rate:?One in 249 homes
• ?Number of homes: 840,343 (22nd fewest)
• ?Foreclosures: (April, 2012): 3,378 (10th most)
• ?Home price decline from peak: 61.8 percent (the largest decline)

Home prices in Las Vegas, the poster child of the housing crisis, plunged by 61.8 percent from their peak in early 2006 through 2011 ? the greatest decline of any of the nation?s 50 largest metros. Although new foreclosures in the Las Vegas-Paradise region declined by 66.1 percent to 3,378 over the past year, the number of foreclosures in April represents a slight increase over March, when 3,301 new homes were in foreclosure. Making matters worse, prices are expected to fall by another 3.3 percent between the fourth quarter of 2012 and the fourth quarter 2013, according to Fiserv.

1. Riverside-San Bernardino-Ontario, Calif.

• ?Foreclosure rate:?One in 213 homes
• ?Number of homes: 1,500,344 (14th most)
• ?Foreclosures: (April, 2012): 7,049 (fifth most)
• ?Home price decline from peak: 56.6 percent (second largest decline)

As of the fourth quarter of 2011, prices in the Riverside metro area fell by 56.6 percent from their peak, the second largest drop among top-50 metros. In addition, this region is first in terms of?the current?foreclosure rate, at one in 213. While the number of homes (1.5 million) ranks 14th of the 50 largest regions, the area?s new foreclosure count for April 2012, reached 7,049 ? fifth highest overall. It appears, however, that the situation is improving; between March 2012 and April 2012, foreclosures dropped 10.8 percent.

24/7 Wall St.: America's most miserable states

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Analyzing Mayor Fischer?s City Budget for FY 2012-13

by Brad Yost on May 26, 2012

Friday on Byline WFPL?s Political Editor Phillip Bailey provided review and analysis of Mayor Greg Fischer?s austere budget plan for 2012-13. The spending plan does not raise taxes and balances the budget without Metro employee layoffs or furloughs, and gives non-union city workers a 2 percent raise. Metro Government had faced a $20 million shortfall in the coming fiscal year, but filled that hole with $13.5 million in projected revenue estimates and selling two downtown parking lots to the Parking Authority of River City for $10.7 million. Metro Council members will hold budget hearings over the next month.

Tagged as: Louisville budget, mayor greg fischer

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UFC 146 picks cover the biggest UFC card ever

UFC 146's all-heavyweight main card is this Saturday. To prime you for the the fights, read the picks from Kevin Iole, a selection of Cagereaders who posted their picks on the Cagewriter Facebook page, and me. Don't agree with the picks? Speak your mind in the comments, on Facebook or on Twitter.

Champion Junior dos Santos vs. Frank Mir for the UFC heavyweight title

Kevin Iole: Junior dos Santos KO1 Frank Mir -- This could just as easily be Mir by first-round submission, but since all fights begin on the feet, I will go with dos Santos by KO.

Maggie Hendricks: JDS KO1 Mir -- Mir's only hope is to get this fight to the ground to avoid Junior's powerful stand-up. But as Shane Carwin and Cain Velasquez learned, getting JDS to the ground is not an easy feat, and Mir won't succeed.

Cagereader's take: Frank Mir is an outstanding, decorated mixed martial artist. He can be dangerous on his feet and clearly on the ground as well if you look at his past submissions. His best bet is to figure out how he can get Junior dos Santos to the mat. The unfortunate part for Mir is that dos Santos possesses some of the best standup in the heavyweight division and I think Mir will struggle with those heavy-hitting fists Junior is going to throw. I love them both as fighters but my guess is dos Santos will win this one and retain his belt via TKO. -- Roberto Garza

Cain Velasquez vs. Antonio Silva

Iole: Cain Velasquez TKO2 Antonio Silva -- I think Velasquez is the best heavyweight in the world and will prove it against Big Foot. Velasquez is a better version of Daniel Cormier and Cormier had his way with Silva.

Hendricks: Velasquez TKO1 Silva -- Velasquez has had to deal with competitors bigger than him since he was was Division I wrestler at Arizona State. He's learned how to use his speed, takedowns and striking to handle the size disadvantage, and he'll do it again on Saturday.

Cagereader's take: Cain Velasquez by TKO. Cain will rebound nicely in this bout. We'll see him return to his stalking/aggressive fight style which will eventually lead to some ground and pound against Silva. Silva is a top heavyweight but he's not very quick. He won't have a quick enough reaction to keep Cain away. -- Eddie Ledezma

Dave Herman vs. Roy Nelson

Iole: Roy Nelson W3 Dave Herman -- Nelson has the power to take Herman out, but most likely, Herman survives but takes a beating.

Hendricks: Nelson W3 Dave Herman -- Not to just copy Kev, but I don't see a way this fight will end early. This fight will be the bout it IS OK to blink while it's happening.

Cagereader's take: Roy Nelson will win against Herman. He is all wrong for Herman. Iron chin, BJJ blackbelt, better striking. Standup or ground game, Nelson is clearly better. -- Daniel Natividad

Stipe Miocic vs. Shane del Rosario

Iole: Shane del Rosario W3 Stipe Miocic -- This is more of a hunch because I don't know which del Rosario will show up. He's been off for a year since an auto accident. Del Rosario is a budding star and if he's healthy, I like him to make a statement against Miocic.

Hendricks: Miocic W3 del Rosario -- My heart says del Rosario because after the year he's had, he deserves a win. He was in a car accident with a drunk driver and even contemplated retirement during his trip back to the cage. However, Miocic's wrestling and striking will be too much.

Cagereader's take: I pick Miocic to win by decision. Del Rosario is the better and more experienced striker, but Miocic's wrestling ability will carry him to a decision victory. Miocic is confident in his hands, but he will eventually resort back to his bread and butter once he realizes the gap in striking ability between him and Del Rosario. Del Rosario has lacked in the takedown defense department before, and I expect him to have similar issues against the former NCAA Division I wrestler. Once on the mat, Miocic will land consistently from the top position, controlling the action and landing often enough to earn a decision win. -- Robert MacDonald

Stefan Struve vs. Lavar Johnson

Iole: Struve SUB2 Johnson -- Struve is susceptible to good strikers, but Johnson has a great vulnerability on the ground. I think Johnson has his moments, but look for Struve to take advantage of a mistake and end it with a submission.

Hendricks: Johnson KO2 Struve -- Though Struve does have a dangerous ground game, he opens himself up to getting punched in the face too often. Johnson is really, really good at punching people in the face.

Cagereader's take: Johnson-- I wanted to see Mark Hunt in this fight, but I actually see it going remarkably similar to how I would predict that one. Johnson has the style to wade in, get close, and do damage. That's enough to beat Struve. Struve's best option will be to pull guard and see if he can slap on a sub with his long limbs. I doubt he gets that chance, though. -- John Wilcox

Thank you to everyone who submitted picks.

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New telescope to be in South Africa, Australia

In this time exposure photo taken Monday, April 2, 2012, the moon and stars are seen above telescope dishes near the Karoo town of Carnarvon, South Africa, which is announced Friday May 25, 2012, as the site of the proposed Square Kilometre Array (SKA) radio telescope project. A giant radio telescope made up of some 3,000 separate 15-meter (49-foot) diameter dishes and intended to help scientists answer fundamental questions about the make-up of the universe will be built and based in both Australia and South Africa, the international consortium overseeing the project announced Friday. (AP Photo/Schalk van Zuydam) EDS NOTE: TIME EXPOSURE CAUSING BLUR AS TELESCOPE DISHES MOVE

In this time exposure photo taken Monday, April 2, 2012, the moon and stars are seen above telescope dishes near the Karoo town of Carnarvon, South Africa, which is announced Friday May 25, 2012, as the site of the proposed Square Kilometre Array (SKA) radio telescope project. A giant radio telescope made up of some 3,000 separate 15-meter (49-foot) diameter dishes and intended to help scientists answer fundamental questions about the make-up of the universe will be built and based in both Australia and South Africa, the international consortium overseeing the project announced Friday. (AP Photo/Schalk van Zuydam) EDS NOTE: TIME EXPOSURE CAUSING BLUR AS TELESCOPE DISHES MOVE

This photo taken Tuesday, April 3, 2012, shows telescope dishes near the Karoo town of Carnarvon, South Africa, which is announced Friday May 25, 2012, as the site of the proposed Square Kilometre Array (SKA) radio telescope project. A giant radio telescope made up of some 3,000 separate 15-meter (49-foot) diameter dishes and intended to help scientists answer fundamental questions about the make-up of the universe will be built and based in both Australia and South Africa, the international consortium overseeing the project announced Friday. (AP Photo/Schalk van Zuydam)

In this time exposure photo taken Monday, April 2, 2012, stars are seen above telescope dishes near the Karoo town of Carnarvon, South Africa, which is announced Friday May 25, 2012, as the site of the proposed Square Kilometre Array (SKA) radio telescope project. A giant radio telescope made up of some 3,000 separate 15-meter (49-foot) diameter dishes and intended to help scientists answer fundamental questions about the make-up of the universe will be built and based in both Australia and South Africa, the international consortium overseeing the project announced Friday. (AP Photo/Schalk van Zuydam) EDS NOTE: TIME EXPOSURE CAUSING BLUR AS TELESCOPE DISHES MOVE

In this time exposure photo taken Tuesday, April 3, 2012, stars are seen above telescope dishes near the Karoo town of Carnarvon, South Africa, which is announced Friday May 25, 2012, as the site of the proposed Square Kilometre Array (SKA) radio telescope project. A giant radio telescope made up of some 3,000 separate 15-meter (49-foot) diameter dishes and intended to help scientists answer fundamental questions about the make-up of the universe will be built and based in both Australia and South Africa, the international consortium overseeing the project announced Friday. (AP Photo/Schalk van Zuydam) EDS NOTE: TIME EXPOSURE CAUSING BLUR AS TELESCOPE DISHES MOVE

PRETORIA, South Africa (AP) ? Australia and South Africa will share hosting of a giant radio telescope made up of thousands of separate dishes and intended to help scientists figure out the make-up of the universe, the international consortium overseeing the project announced.

South Africa led an African consortium that included Botswana, Ghana, Kenya, Madagascar, Mauritius, Mozambique, Namibia and Zambia, and telescopes will be erected in all its partners. In South Africa, dishes will be added to a remote site in the arid Karoo desert where a smaller radio telescope project already is underway.

South Africa and Australia, which partnered with New Zealand in bidding for the project, had competed fiercely. South Africa claimed victory Friday, saying it got two of the projects three major components.

"We may feel slightly disappointed that we didn't get the whole thing. But I think one should emphasize that we did get most of it," said Justin Jonas, the chief South African scientist on the project. "Two-thirds of the biggest instrument in the world is still the biggest instrument in the world."

South Africa's science minister Naledi Pandor and scientists who had prepared the country's bid celebrated with an Africa-shaped cake at a news conference in South Africa's capital.

"This marks a real turning point in Africa, where we are becoming a destination for science and engineering, and not just a place where there are resources and tourism opportunities," Jonas added.

Australia also welcomed the split decision.

"It is an outstanding result for the Australia-New Zealand bid after many years of preparation and an intensive international process," said Sen. Chris Evans, Australia's science minister.

The Square Kilometer Array telescope will be 50 times more sensitive and scan the sky 10,000 times faster than any existing telescope. It requires huge open spaces with very few humans.

John Womersley, chair of the consortium's board, said the telescope will help scientists answer key questions: "Where do we come from? Where are we going? What is this universe we live in?"

"We don't understand what 96 percent of our universe is made of," he said.

The organization said dividing construction of the telescope will "maximize on investments already made by both Australia and South Africa."

Womersley said that splitting construction between the two nations will likely add around 10 percent to the ?350 million ($439 million) cost of the first phase of building the giant telescope. But he said there would be a payoff for astronomers.

"It delivers more science in phase one. The capabilities of this instrument are greater than the original design," Womersley said.

____

Associated Press writer Mike Corder contributed from Amsterdam.

Associated Press

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